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Abstract
This thesis examines a system of key criteria and indicators that can be used to assess the readiness of commercial banks in Uzbekistan for the transition to Islamic banking. The integration of Islamic finance principles into the existing banking system is not limited to the introduction of new financial products, but requires a comprehensive transformation of banks’ institutional, legal, financial, organizational, technological, and human resource capacities. Therefore, preliminary assessment of commercial banks’ readiness for Islamic banking is an important stage of the transformation process. The thesis proposes a system of criteria for determining the level of readiness, covering such areas as corporate governance and the Sharia compliance system, financial stability, risk management, human capital, information technology infrastructure, the potential for introducing Islamic financial products, and customer demand. It is substantiated that the integrated assessment of these indicators makes it possible to determine the readiness of commercial banks for transformation, identify existing institutional gaps, and establish priority areas for a gradual transition to Islamic banking.
References
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