BANK CREDIT AND ALTERNATIVE FINANCING MECHANISMS FOR SMALL BUSINESS DEVELOPMENT
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Keywords

small business, bank credit, alternative financing, leasing, factoring, microfinance, Islamic finance, guarantee mechanisms.

How to Cite

Khujamurodov Diyorbek. (2026). BANK CREDIT AND ALTERNATIVE FINANCING MECHANISMS FOR SMALL BUSINESS DEVELOPMENT. Zamonaviy Ilmiy Yondashuvlar Va Texnologik Taraqqiyotning Ustuvor yo‘nalishlari, 1(5), 9-14. https://doi.org/10.5281/zenodo.21841080

Abstract

This thesis provides a comparative analysis of two main directions of financing small business entities in Uzbekistan: the traditional bank lending system and alternative financing mechanisms (leasing, factoring, microfinance, Islamic finance, and financing lines provided by international financial institutions). The study highlights the existing limitations of bank lending, the advantages of alternative financial instruments, and their development prospects. Furthermore, proposals are developed for the comprehensive improvement and effective integration of these financing mechanisms.

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References

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