Berdiboev , O. 2026. THE ROLE OF INNOVATIVE BANKING SERVICES AND THEIR IMPACT ON BANKING INCOME. Zamonaviy ilmiy yondashuvlar va texnologik taraqqiyotning ustuvor yo‘nalishlari. 1, 1 (Apr. 2026), 282–287. DOI:https://doi.org/10.5281/zenodo.19927046.