Vol. 1 No. 10 (2026), Articles
Vol. 1 No. 10 (2026)

SELECTING ISLAMIC FINANCING PRODUCTS TAILORED TO SMALL BUSINESS NEEDS

Articles
Published 2026-10-13
Komilova Gulbadanbegim
Manager at Uzbekistan Creative Industry Park
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Keywords

small business, Islamic finance, product selection, murabaha, ijara, musharaka, cash flow.

How to Cite

Komilova Gulbadanbegim. (2026). SELECTING ISLAMIC FINANCING PRODUCTS TAILORED TO SMALL BUSINESS NEEDS. Journal of Economics and Tourism Research, 1(10), 56-60. https://innopublication.com/index.php/jetr/article/view/1354
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Abstract

This article examines criteria for matching Islamic financing products to small business needs. Data on financing purposes and product selection conditions were subjected to secondary analysis. A selection procedure integrating the financed object, cash flow, total cost and contractual obligations is proposed.

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References

1. Islamic Financial Services Board. Islamic Financial Services Industry Stability Report 2025. Kuala Lumpur: IFSB, 2025.

2. World Bank. Islamic Finance and the Development of Malaysia’s Halal Economy. Washington, DC: World Bank, 2022.

3. World Bank. Islamic Trade Finance: An Opportunity for Malaysia. Washington, DC: World Bank, 2021.

4. Komilova G. The Role of Shariah Governance in Building Trust in Islamic Finance: Evidence from Uzbekistan. International Conference on Modern Research and Scientific Innovation. 2026. Vol. 1, Issue 9. P. 318–325.5.

5. Komilova G. Islamic Finance Development in Uzbekistan: A Comparative Benchmark Study with Lessons from Malaysia. New Uzbekistan University. Tashkent, 2026.