UTBASAROV OYBEK. ASSESSING THE IMPACT OF DIGITAL FINANCIAL TECHNOLOGIES ON THE FINANCIAL PERFORMANCE OF COMMERCIAL BANKS: THEORETICAL FOUNDATIONS, UZBEKISTAN’S EXPERIENCE, AND DIRECTIONS FOR IMPROVEMENT. Journal of Economics and Tourism Research, [S. l.], v. 1, n. 10, p. 27–55, 2026. Disponível em: https://innopublication.com/index.php/jetr/article/view/1313. Acesso em: 28 oct. 2026.