Utbasarov Oybek. “ASSESSING THE IMPACT OF DIGITAL FINANCIAL TECHNOLOGIES ON THE FINANCIAL PERFORMANCE OF COMMERCIAL BANKS: THEORETICAL FOUNDATIONS, UZBEKISTAN’S EXPERIENCE, AND DIRECTIONS FOR IMPROVEMENT”. Journal of Economics and Tourism Research 1, no. 10 (October 11, 2026): 27–55. Accessed October 28, 2026. https://innopublication.com/index.php/jetr/article/view/1313.