Utbasarov Oybek. ASSESSING THE IMPACT OF DIGITAL FINANCIAL TECHNOLOGIES ON THE FINANCIAL PERFORMANCE OF COMMERCIAL BANKS: THEORETICAL FOUNDATIONS, UZBEKISTAN’S EXPERIENCE, AND DIRECTIONS FOR IMPROVEMENT. JETR [Internet]. 2026 Oct. 11 [cited 2026 Oct. 28];1(10):27-55. Available from: https://innopublication.com/index.php/jetr/article/view/1313